fr44 Insurance Services

Trusted FR44 Insurance in Florida

SR22 Direct is dedicated to providing top-notch FR44 insurance services for car owners in Florida. With over a decade of experience, we are the leading provider of FR44 insurance solutions, helping drivers meet state requirements efficiently and affordably. Our expert team is committed to guiding you through the FR44 insurance process with ease and clarity.

What is FR44 Insurance?

FR44 insurance is a certification required by the state of Florida for drivers who have been convicted of certain serious traffic offenses, particularly those related to alcohol or drug violations. This certification proves that you carry higher liability coverage than the standard requirements. Common scenarios requiring FR44 insurance include:

• DUI or DWI convictions
• Driving under the influence of drugs
• Multiple serious traffic violations

Our FR44 Services

Immediate Filing
At SR22 Direct, we prioritize getting you back on the road without unnecessary delays. Our efficient process ensures that your FR44 form is filed promptly with the Florida Department of Highway Safety and Motor Vehicles (DHSMV), typically on the same day you contact us.

Affordable Coverage
We understand the financial strain that can come with higher insurance requirements. Our goal is to provide affordable FR44 insurance options that meet Florida’s stringent liability standards, ensuring you get the coverage you need at a price that fits your budget.

Professional Guidance
Our experienced insurance specialists are here to assist you every step of the way. We offer personalized advice to help you understand your coverage options and ensure that your FR44 filing is accurate and compliant with state regulations.

Outstanding Support
Customer satisfaction is at the heart of what we do. Our dedicated support team is always available to answer your questions and provide the assistance you need, making the FR44 insurance process as seamless as possible.

FR44 for Car Owners vs. Non-Owners

FR44 for Car Owners

For those who own a vehicle, FR44 insurance is added to your existing auto insurance policy, covering the specific vehicles registered in your name. This type of insurance ensures you meet Florida’s heightened liability requirements, providing coverage for any vehicles you drive regularly.

FR44 for Non-Owners

Non-owner FR44 insurance is designed for individuals who do not own a vehicle but are still required to carry FR44 insurance. This policy provides liability coverage when driving vehicles you do not own, such as rental or borrowed cars. It is usually more cost-effective than owner FR44 insurance and is ideal for those who drive infrequently but need to comply with state mandates.

Key Differences

• Coverage Scope: Owner FR44 insurance covers your owned vehicles, while non-owner FR44 insurance covers you when driving vehicles you do not own.
• Cost: Non-owner FR44 insurance is generally less expensive as it does not extend to vehicles you own.
• Applicability: Owner FR44 insurance is necessary for regular drivers of their own vehicles, whereas non-owner FR44 insurance suits those who drive occasionally without owning a car.

Why Choose SR22 Direct?

• Established Expertise: With over a decade of experience, SR22 Direct is the trusted provider of FR44 insurance in Florida.
• Streamlined Process: Our efficient procedures ensure that your FR44 filing is completed quickly and accurately.
• Customized Service: We tailor our services to meet your specific needs, offering the best coverage options at competitive rates.
• Committed Team: Our insurance experts are dedicated to helping you navigate the FR44 process, ensuring you meet all state requirements with ease.

Get Started Today

If you need FR44 insurance in Florida, SR22 Direct is here to help. Contact us today to learn more about our services and receive a free quote. Let us handle your FR44 filing so you can focus on driving confidently and legally.